Paying a speeding fine in Australia is usually straightforward, but the steps can vary slightly depending on where you live and whether you still have the original notice.
Knowing exactly what to do and what to avoid can help you resolve the fine quickly and prevent extra fees, licence issues or enforcement action.
In this guide, we break down how to pay a speeding fine across every state and territory, where to find your fine if you’ve misplaced the notice, and what to do if someone else needs to pay it for you.
How to pay a speeding fine in NSW
You generally have 21 days to pay a speeding fine in NSW from the date the penalty notice is issued. Revenue NSW offers several ways to make this payment:
Pay online
The fastest way to pay a speeding fine in NSW is through your MyServiceNSW account. You simply enter the fine reference number listed on your infringement notice and follow the prompts.
Pay via BPAY
You can also pay a speeding fine through your bank’s app or online banking. Revenue NSW allows BPAY payments using the biller code and payment reference number printed on your fine or overdue fine notice.
Keep in mind that BPAY payments can take 1–3 business days to process, so make sure you allow enough time for the payment to clear before the due date.
Pay over the phone
Pay in person
You can also pay your fine in person at a Service NSW centre or participating Australia Post outlet. This option suits people who want face-to-face assistance or need to pay in cash.
Before visiting, check the Service NSW location finder to confirm opening hours and whether your chosen centre accepts cash, cheque or money order, as not all do.
Set up a payment plan
If you’re experiencing financial hardship, you can request to set up a payment plan. Instead of a once-off lump sum fine, you’ll pay more manageable instalments every week or fortnight until the balance is cleared.
To get started, call Revenue NSW on 1300 138 118 or enquire online.
If you’re already receiving Centrelink payments, you may be able to deduct fortnightly instalments from your payments via Centrepay automatically.
Ways to pay a speeding fine in Queensland
If you’ve received a speeding fine in Queensland, there are several ways to pay it. To avoid additional fees, make this payment within 28 days of the issue date shown on the fine.
Pay online
The simplest way to pay a Queensland speeding fine is through the official online payment portal. You’ll need the payment reference number, or the infringement notice number, plus your Queensland driver’s licence or customer reference number.
Online payments are processed instantly, making this the fastest option for most people.
Pay via BPAY
You’ll need the biller code and payment reference number listed on your fine. Some notices include two reference numbers, one for paying the fine in full and one for starting a voluntary instalment plan.
Keep in mind that BPAY payments can take a few days to clear, so confirm processing times with your bank to avoid missing the due date.
BPAY isn’t available for all infringements, so check your notice to confirm eligibility.
Pay at Australia Post
You can pay your speeding fine at participating Australia Post outlets using cash, cheque or card. Just bring the payment reference number from your infringement notice.
However, Australia Post cannot process handwritten fines or accept payments after the due date.
Pay in person
If you prefer face-to-face assistance, you can pay your fine at any transport and motoring service centre.
Payments can be made by cash or card, and a surcharge applies for card payments.
Pay via post
You can mail your payment by sending a cheque or money order along with your infringement notice to:
Department of Transport and Main Roads
GPO Box 1447
Brisbane QLD 4000
Pay in instalments
If you’re struggling to pay a fine of over $200 in full by its due date, you can apply online to set up a payment plan with smaller, regular instalments.
Once approved, payments will be automatically deducted from your bank account, debit/credit card or Centrelink payment. The amount and frequency of these payments will depend on how much you owe.
Note that the following Centrelink payments are not eligible for deductions:
- Disaster recovery allowance
- ABSTUDY, excluding basic living allowance
- Carer allowance
- Mobility allowance.
Paying a speeding fine in Victoria
In Victoria, you generally have 21 days from the date on your infringement notice to pay your speeding fine or take another action, like requesting a review or setting up an instalment plan. Here’s how to pay speeding fines in Victoria.
Pay online
The quickest way to pay a speeding fine in Victoria is through the Fines Victoria online portal.
You’ll need the payment reference number or obligation number, which appears near the top-right corner of your notice. Once entered, simply follow the prompts to complete the payment by card.
Pay via BPAY
If you prefer paying through your bank’s online or mobile banking, BPAY is another option.
Use the biller code, reference number and obligation number listed on your notice.
As BPAY payments may take a couple of days to come through, confirm processing times first to avoid missing the due date.
Pay over the phone
You can pay your fine by calling 1300 735 124 and quoting the payment reference number on your notice.
Phone payments can be made using Visa or Mastercard, and are helpful if you need assistance or want to double-check your fine details.
Pay at Australia Post
Pay in person at Fines Victoria
If you’d prefer a face-to-face payment option, you can visit Fines Victoria at:
Fines Victoria
Ground floor
277 William Street
Melbourne
Pay via post
You can post your payment by sending a money order along with the payment slip to:
Fines Victoria
GPO Box 2041
Melbourne VIC 3001
Payments sent by post do not receive a receipt, so keep a copy of your cheque or money order for your records.
Follow a payment plan
If you cannot afford to pay your entire fine in time, you may apply online to enter into a payment plan with either fortnightly or monthly instalments. These payments can be made via direct debit.
If you’re receiving Centrelink payments, you can call Fines Victoria to arrange paying your instalments via automatic Centrepay deductions.
Payment methods for speeding fines in Western Australia
If you are issued a speeding fine in WA, you typically have 28 days to pay it. You can choose from several payment methods depending on what’s easiest for you.
Pay online
You can pay your WA speeding fine online through the Fines Enforcement Registry eCourts Portal. Simply follow the prompts to complete the payment.
Pay by phone
Pay in person
Pay at Australia Post
Pay via direct debit
If you have a payment plan, you can arrange a direct debit from your bank account.
To do this, complete a Direct Debit Request Form (available at your local Magistrates Court or by contacting the Fines Enforcement Registry) and post it to:
Fines Enforcement Registry
Department of Justice
GPO Box X2293
PERTH WA 6847
Keep in mind that setting up direct debit does not automatically remove a licence suspension linked to unpaid fines.
Pay via post
You can also mail your payment by sending a cheque or money order to:
Fines Enforcement Registry
Department of Justice
GPO Box X2293
PERTH WA 6847
OR
Infringement Payment Centre
GPO BOX R1290, PERTH WA 6844
Include the payment slip from your infringement notice to ensure the fine is correctly matched to your account.
Apply for a Time to Pay Arrangement
If you can’t pay the fine upfront, Western Australia allows you to apply for a Time to Pay Arrangement. You can apply through:
- The eCourts Portal under My Fines/Infringements
- A Time to Pay Application Form (available at the Magistrates Court of Western Australia or online)
- Post or email ([email protected])
- By calling the Fines Enforcement Registry
While a Time to Pay Arrangement can help you manage your fine in instalments, it may not reinstate your licence until the required conditions are met.
Apply for Centrepay deductions
If you receive Centrelink payments, you can apply to pay off your fine through automatic deductions from your fortnightly benefit.
To request this payment option, send a completed Centrelink Centrepay Deductions form by email to [email protected] or mail to:
Fines Enforcement Registry
Department of Justice
GPO Box X2293
PERTH WA 6847
Paying a fine for speeding in South Australia
Pay online
The fastest way to pay a speeding fine in SA is through Fines Online. Simply enter your payment reference number and follow the on-screen steps to complete the transaction by card.
Pay over the phone
Pay via BPAY
Pay via direct debit
Pay via post
Make a payment arrangement
If you can’t afford the full fine amount upfront, you can apply to spread it over time with a payment arrangement.
This involves making regular payments weekly, fortnightly, or monthly, with the minimum amount depending on the fine amount and instalment frequency.
You can apply for a payment arrangement by:
- Following the online instructions on Fines Online
- Completing a Payment
- Arrangement Application Form
- Calling 1800 659 538
When applying, you’ll need your fines reference number and payment reference number.
Once approved, you can pay your instalments:
- Via Direct Debit
- With a credit card at Fines
- Online or over the phone on 1800 659 538
- Through Centrelink (more on this below)
Pay using Centrepay
If you receive Centrelink benefits, you may be able to pay your fines using Centrepay, a voluntary bill-paying service that deducts a set amount from your government payments.
To use Centrepay, you’ll need your Centrelink Customer Reference Number, and your fine must be in an approved payment arrangement.
Ways to pay a speeding fine in Tasmania
Pay online
You can pay your Tasmanian speeding fine online using a credit card. Simply enter your infringement number and follow the prompts to complete the payment.
Pay via BPAY
Pay over the phone
Pay in person
If you prefer paying in person, you can visit a Service Tasmania centre. Payments can be made by card or other accepted methods listed at the centre.
Pay in instalments
Payment options for speeding fines in the Northern Territory
Pay online
The quickest method is to pay online using the FRU’s secure payment portal.
You’ll need:
- A Visa or Mastercard
- Your infringement or reference number
- The full amount owing (partial payments aren’t accepted online)
Pay in person
If you prefer to pay in person, you can visit any local courthouse or remote police station in the NT.
Most courthouses accept card payments, except the Darwin Local Court, which only accepts cash or cheque. Contact details for each location are available on the Local Courts and NT Police websites.
Pay via BPAY
You can pay your speeding fine through BPAY using your bank’s online banking or mobile app. Use the correct biller code based on the length of your BPAY reference number:
- Biller code 57265 — for 8-digit BPAY reference numbers
- Biller code 696344 — for 10-digit BPAY reference numbers
Pay by mail
Pay at Australia Post
Organise a payment plan
If you don’t have the means to pay a full fine upfront, you may be able to spread the cost across instalments. Get in touch with the FRU at [email protected] or 1800 111 530 to discuss setting up a payment arrangement.
Pay using Centrepay
If you receive Centrelink benefits, you may be eligible to pay your fine in instalments through Centrepay.
This allows small, automatic deductions from your government payments. Contact the FRU for help setting this up.
Payroll deductions for NT Government employees
Paying a speeding fine in the ACT
Pay online
You can pay your ACT speeding fine online by entering your infringement notice number without spaces. Please note that online payments only accept Visa and Mastercard.
Pay via BPAY
BPAY is available through your bank’s mobile app or online banking. Use the following details:
- Biller code: 343533
- Reference: your infringement notice number
These BPAY payments may take up to three business days to process.
Pay in person at Australia Post
Pay by phone
You can also pay over the phone by calling 13 18 16 and following the prompts.
Here’s what you’ll need:
- Billpay code: 0286
- Reference: your infringement notice number
- A Visa or Mastercard card
Pay via Access Canberra
Arrange an infringement management plan
If you can’t pay your fine in full at once, you may apply to set up an infringement management plan with regular instalments instead. You can choose the payment schedule and how to pay.
You can apply online to pay via Direct Debit. If you’d prefer to pay through BPay or Centrepay deductions, you must send a completed Infringement Notice Management Plan Application Form to [email protected].
FAQs
In most states and territories in Australia, you have 28 days from the date the speeding fine is issued to pay it or take another action.
However, there are some exceptions. For example, in Victoria and NSW, you usually have 21 days to respond to the initial notice.
During this response period, you typically must do one of the following:
- Pay the fine in full
- Request a payment plan if you’re eligible
- Nominate another driver if someone else was responsible
- Elect to have the matter heard in court
By acting before the deadline, you can avoid extra fees, enforcement action or licence penalties.
If you don’t pay a speeding fine in Australia, it enters a formal enforcement process that can lead to licence issues, legal action and additional fees.
Depending on where you live and how long the fine remains unpaid, consequences can include:
- Further costs: Late fees and enforcement charges are added, significantly increasing the amount you owe.
- Licence or registration suspension: Your driver’s licence can be suspended, and you may be blocked from renewing your vehicle registration until the debt is resolved.
- Wage or bank account garnishment: Authorities may recover the debt by deducting money directly from your wages or withdrawing funds from your bank account.
- Property seizure: Enforcement officers can seize and sell personal property to cover the outstanding amount.
- Court enforcement: You may receive a court summons. If the matter escalates further, a warrant can be issued for failure to comply.
- Community service orders: If the debt is dealt with in court, a magistrate may replace the fine with compulsory community service.
Importantly, speeding fines do not expire. Enforcement agencies can continue to pursue the debt even if you move interstate or overseas.
Yes. You can dispute a speeding fine in Australia within the deadline shown on your infringement notice. You should not pay the fine if you intend to challenge it.
Here’s how the dispute process generally works:
- Request an internal review: Most states and territories allow you to request a review if you believe the fine was issued in error, you weren’t the driver, or there were exceptional circumstances. The fines agency will assess your evidence and may withdraw the fine, amend it, or uphold it.
- Gather supporting evidence: Photos, witness statements, dash-cam footage, GPS logs or documentation showing mistaken identity can strengthen your case.
- Elect to go to court: If the review is unsuccessful, or you prefer to challenge the fine directly, you can apply to have the matter heard in court. A magistrate will determine whether the fine stands.
It’s important to weigh the evidence you have, the likely outcome, and the potential financial and legal risks before proceeding. If the court upholds the fine, you may face higher penalties, court costs and the original demerit points.
Yes. Someone else may pay your speeding fine on your behalf, provided the correct reference number and payment details are entered.
It doesn’t matter whose name appears on the bank account or card used for payment. A partner, family member, friend or employer can all submit the payment for you.
However, demerit points are always issued to the driver who committed the offence, even if another person pays the fine. Paying the fine for someone else does not transfer or remove the demerit points.
You can check for unpaid fines by logging in to your state or territory’s official fines or revenue portal. Most systems allow you to search using your:
- Driver’s licence number
Date of birth - Vehicle registration
- Infringement number
Once logged in, you can view outstanding fines, due dates, payment plans and enforcement stages.
If you prefer not to check online, you can call your state’s fines or revenue office, which can confirm any unpaid fines and explain your options.
Yes. You can typically pay a speeding fine even if you’ve lost or never received the physical notice. Most states let you retrieve the infringement online using your licence details, vehicle registration or date of birth.
Once you locate the fine through the government portal, you’ll be able to see the amount owed, the reference number and all available payment methods.
If you can’t find the fine online, contact your state’s fines or revenue office, which can resend the notice or provide the payment details you need.
Become a more responsible driver with Road Sense Australia
Understanding how to pay a speeding fine not only saves you stress and money, but also helps you stay on top of your licence and maintain a good driving record.
Whether you choose to pay online, set up a payment plan or need help finding the fine without the original notice, the key is to act before the due date.
If your fine has made you more aware of the risks on the road, now is the perfect time to build safer driving habits.
At Road Sense Australia, we offer flexible, evidence-based workplace road safety courses and Traffic Offender Intervention Programs designed to help you reach your destination responsibly.
